:root{--brand:#4b286d;--brand-2:#66cc33;--ink:#172033;--muted:#5b6474;--line:#dde3ec;--bg:#f6f9fc;--card:#ffffff;--shadow:0 14px 40px rgba(23,32,51,.08);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.68}img{max-width:100%;height:auto}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:9999;border-radius:10px;box-shadow:var(--shadow)}.container{width:min(1180px,92%);margin:0 auto}.topbar{background:#0f1625;color:#fff;font-size:14px}.topbar .inner{display:flex;justify-content:space-between;gap:16px;padding:10px 0;align-items:center}.topbar a{color:#fff;font-weight:700}.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(0,0,0,.05)}.nav-wrap{display:flex;justify-content:space-between;align-items:center;padding:16px 0;gap:20px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--ink);font-size:24px;letter-spacing:-.03em}.brand-badge{width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--brand),#7d3ec7);display:grid;place-items:center;color:#fff;font-weight:900}.nav{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.nav a{font-weight:700;color:var(--ink)}.btn,.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 20px;border-radius:999px;font-weight:800;border:none;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn:hover,.button:hover{text-decoration:none;transform:translateY(-1px)}.btn-primary{background:var(--brand);color:#fff;box-shadow:0 10px 28px rgba(75,40,109,.24)}.btn-secondary{background:#eef5e9;color:#215300}.btn-outline{border:2px solid rgba(75,40,109,.16);color:var(--brand);background:#fff}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at top right, rgba(102,204,51,.18), transparent 28%), linear-gradient(140deg, #faf7ff 0%, #ffffff 54%, #f4f8fb 100%)}.hero .inner{display:grid;grid-template-columns:1.15fr .85fr;gap:46px;align-items:center;padding:76px 0 54px}.kicker{display:inline-block;padding:8px 14px;border-radius:999px;background:#eef1ff;color:var(--brand);font-weight:800;font-size:13px;letter-spacing:.02em;text-transform:uppercase}h1,h2,h3,h4{font-family:Manrope,Inter,sans-serif;line-height:1.15;letter-spacing:-.03em;margin:0 0 14px}h1{font-size:clamp(38px,6vw,66px)}h2{font-size:clamp(28px,4vw,42px)}h3{font-size:clamp(22px,3vw,28px)}.lead{font-size:20px;color:#33425c;max-width:770px}.hero-card{background:var(--card);padding:24px;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:26px}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}.stat{background:#fff;border:1px solid var(--line);padding:18px;border-radius:18px;box-shadow:var(--shadow)}.stat strong{display:block;font-size:28px;line-height:1}.section{padding:76px 0}.section-muted{background:var(--bg)}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}.card h3{margin-top:6px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:var(--brand)}.issue-list,.check-list,.toc,.article-list{padding-left:18px}.issue-list li,.check-list li,.toc li,.article-list li{margin-bottom:10px}.callout{border-left:5px solid var(--brand-2);padding:18px 20px;background:#f7fff2;border-radius:14px;margin:20px 0}.disclaimer{border:1px solid #ffd5d5;background:#fff8f8;padding:18px 20px;border-radius:16px;font-size:15px;color:#5b3640}.cta-band{background:linear-gradient(135deg,var(--brand),#261540);color:#fff;padding:34px;border-radius:28px;display:grid;grid-template-columns:1.4fr .6fr;align-items:center;gap:24px}.cta-band a{color:#fff}.faq-item{border:1px solid var(--line);border-radius:16px;background:#fff;margin-bottom:12px;overflow:hidden}.faq-q{width:100%;text-align:left;background:#fff;padding:18px 22px;border:none;font-size:18px;font-weight:800;color:var(--ink);cursor:pointer}.faq-a{display:none;padding:0 22px 20px;color:#33425c}.faq-item.open .faq-a{display:block}.faq-item.open .faq-q{background:#faf7ff}.footer{background:#121a2b;color:#dbe3ef;padding:58px 0 24px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}.breadcrumbs{font-size:14px;color:var(--muted);margin:18px 0 24px}.breadcrumbs a{color:var(--muted)}.page-hero{padding:42px 0 16px;background:linear-gradient(180deg,#faf7ff 0,#fff 90%)}.page-hero .inner{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:center}.page-hero-compact{padding:34px 0 0;background:linear-gradient(180deg,#faf7ff 0,#fff 90%)}.sticky-call{position:fixed;right:18px;bottom:18px;z-index:999;background:var(--brand);color:#fff;border-radius:999px;padding:15px 18px;box-shadow:0 14px 34px rgba(75,40,109,.34);font-weight:900}.image-card{padding:0;overflow:hidden}.image-card img{display:block;width:100%;height:220px;object-fit:cover}.image-caption{padding:18px 20px}.split{display:grid;grid-template-columns:1.08fr .92fr;gap:28px;align-items:start}.pill-row{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0}.pill{padding:9px 14px;border-radius:999px;background:#eef1ff;color:var(--brand);font-weight:800;font-size:14px}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}th,td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#faf7ff}.form-card label{display:block;font-weight:800;margin-bottom:6px}.form-card input,.form-card textarea,.form-card select{width:100%;padding:14px 15px;border:1px solid #cfd8e6;border-radius:14px;margin-bottom:16px;font:inherit}.search-box{display:flex;gap:10px;align-items:center}.search-box input{flex:1}.filter-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.note{font-size:14px;color:var(--muted)}.muted{color:var(--muted)}.hero-visual{position:relative}.hero-visual img{border-radius:28px;box-shadow:var(--shadow);border:1px solid var(--line)}.hero-floating{position:absolute;left:-16px;bottom:-16px;background:#fff;padding:16px 18px;border-radius:18px;box-shadow:var(--shadow);max-width:280px}.hidden{display:none}@media (max-width:980px){.hero .inner,.page-hero .inner,.split,.grid-4,.grid-3,.grid-2,.cta-band,.footer-grid{grid-template-columns:1fr}.nav{display:none}.stats{grid-template-columns:1fr}}